Most popular digital wallets and payment systems in Nepal

One of the important aspects of social living is paying for goods and services. Mode of payments have been changing rapidly in todays society which is best for world economy. From exchanging goods and services for the same to coins & cash, banking systems to digital wallets and recently blockchains and cryptocurrencies, these are all parts of payment systems developed and used accordingly during time and experiments till date. One best part of todays development in technology and internet is digital wallets. Digital Wallets have dramatically changed the way of services delivered and business transactions done. World is moving fast forward so we are hence we are able to pay for services operating internationally. We can buy goods from another part of the world because payments are so simplified you can pay sitting on your couch.
Digital wallets in Nepal have become the most preferred payment solutions nowadays among the younger generations. Soon after the establishment of esewa; Nepal's first digital wallet, business houses and small shops started accepting digital payments. Esewa also motivated business to go online. As of now we have dozens of payment gateways and digital wallets running their services in different sections.
Here we will sort out popular wallets according to user base and services they offer !

  • eSewa

eSewa is the pioneer digital wallet of Nepal that facilitates real-time, secure, and instant digital payments to various merchants.Along with being the first digital wallet in Nepal, eSewa has the highest customer base (5M+) as well as merchant networks (400K+) including both private enterprises as well as government organizations.
    Industries : IT Services and IT Consulting
      Company size : 201-500 employees
        Headquarters : Kathmandu, Bagmati
          Type : Privately Held
            Founded : 2009

            • Khalti

            Khalti is an emerging online payment solution in Nepal launched in january 2017. It allows users to pay for a range of services like basic utility payments, hotel bookings, movie and domestic flight tickets, events and many more. Being not just limited to mobile app users, Khalti has more than 8000 POS and Agent Network providing Khalti services to end users.

            Website :

            • IME Pay 

            IME Pay offers a wide range of payment services and convenient way to transfer money from wallet-to-wallet, pay utility bills and make purchases online or offline. IME Digital Solution Ltd. launched IME Pay as part of its digital wallet and payment gateway. It also offers digital visa card for the first time in Nepal.

            Website :

            • Prabhu Pay

            PrabhuPay consumer App allows its users to simplify the payment process. With
            this App, the consumers can easily make payments for the goods purchased and
            services rendered.

            Website :

            • Namaste Pay

            Namaste Pay aim's to provide easy, secure, reliable and efficient mobile payments service across the country. It is promoted by Nepal Telecom and Rastriya Banijya Bank jointly through Nepal Digital Payments Company. Through nationwide network of distributors, agents, merchants, banks and retailers, wallet provide cash-in, cash-out and a wide variety of payment services.

            Website :

            • Connect IPS

            connect IPS is a single payments platform that allows the customers to link their bank account(s) to enable payment processor, fund transfer and biller payments. An extended product of Nepal Clearing House to support  citizen-to-government (C2G), customer-to-business (C2B) and peer-to-peer (P2P) payment transactions directly from/to the bank accounts. This is available on both web channel and mobile app.

            Website :

            • Moru 

            Moru digital wallet came into existence as the sixth Payment Service Provider of Nepal by receiving its operating License from Nepal Rastra Bank on Shrawan 15, 2076 B.S (August 1, 2019) with an objective of creating a unified aggregated payment platform. It is run by Pay Nep Private Limited with an aim to be the most trusted and user friendly digital payment partner, across Nepal and become a household name for mobile rupee with Moru Digital Wallet, across all geopolitical and socioeconomic segments  creating values for all, in trade as well as in wellbeing.

            Website :

            • CG Pay

            CG Pay is a mobile wallet, payment gateway & service provider in Nepal. Launched in January 2020, CG Pay is an emerging online payment solution in Nepal. It allows users to pay for a range of services like basic utility payments, hotel bookings, movie and domestic flight tickets, events and many more.

            Website :

            • Cell Pay    

            Cell Pay is a NRB licensed payment service powered by Cellcom Private Limited. CellPay provides digital payments and fund transfer services through web and mobile channel to help you make payments directly from your bank account.
              Website : 
                Industries : Financial Services
                  Company size : 51-200 employees
                    Headquarters : Kathmandu, Bagmati
                      Type : Privately Held

                      • Qpay

                      QPay Pvt. Ltd. Incorporated and registered in Nepal has brought forward mobile based payment solution. Our solution facilitates QPay users to make payments via their mobile devices for the products purchased and/or services availed.

                      Industries : Computer and Network Security

                      Company size : 11-50 employees

                      Headquarters : Kathmandu, Province No. 3

                      Type : Partnership

                      Founded : 2016

                      In conclusion, the rapid development of digital wallets and other payment systems has changed the way we pay for goods and services, making it easier and more efficient than ever before. Nepal, in particular, has seen a surge in the popularity of digital wallets, with several options available for users. Among these, eSewa stands out as the pioneer digital wallet in Nepal, with the highest customer base and merchant networks. Other popular digital wallets in Nepal include Khalti, IME Pay, Prabhu Pay, Namaste Pay, Connect IPS, Moru, CG Pay, and Cell Pay. As technology continues to evolve, we can expect further advancements in payment systems that will make transactions even more seamless and convenient for users.

                      Thanks and hope to see what you think about digital wallets and payment systems in Nepal.

                      Post a Comment